Investment loans that can help you build wealth
Property investment is a popular way of building wealth in Australia.
And it’s easy to see why when you consider some of the potential benefits on offer such as:
- Capital growth – if the property rises in value over time
- Rental income – from leasing the property to tenants
You can also get tax breaks on your investment property (although check with an accountant first, as these depend on your individual circumstances).
We apply our extensive knowledge to find a solution that is right for you and guide you throughout the loan application process.
So what do you need to know about investment property home loans?
Well, as a general rule, lenders view them as riskier than a standard home loan. So that typically means higher interest rates and stricter eligibility requirements – though this isn’t always the case, as different lenders have different risk appetites.
Then there’s the question of how you can fund the deposit. While some investors save up, others tap into the equity in their existing properties.
Investing in property is also a completely different ball game from buying a home to live in. So you also need to give some thought to how you structure the loan so it works with, not against, your investment goals.
Our Finance Brokers will:
Assess your individual financial situation and investment goals
Give you the expert investment loan advice you need
Compare hundreds of loans and shortlist those that most suit your investment strategy
Manage the application process from start to finish