Home, car & personal loans for police officers, firefighters & paramedics

Members of the emergency services are a different breed. Not just because they risk their lives to keep the rest of us safe. But also because banks treat them differently when they apply for home loans, car loans and personal loans.

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Because banks know that people who work for the police force, fire service and ambulance service:

  • Have more secure employment than the average Australian worker – which means they’re more likely to repay their loans
  • Get paid differently (with overtime, allowances and bonuses common practice) – which means their income needs to be assessed differently

If you work for the emergency services, banks might:

  • Charge you lower interest rates
  • Allow you to buy a property with a smaller deposit
  • Waive the need to pay lender’s mortgage insurance (LMI) if you borrow more than 80%

Conditions apply, depending on your personal circumstances and the lender you choose.

We apply our extensive knowledge to find a solution that is right for you and guide you throughout the loan application process.

If you work for the police force, fire service or ambulance service and you want a loan, it makes sense to choose a specialised Finance Broker who:

  • Knows what it’s like to work for the emergency services
  • Understands the special criteria lenders use when assessing loan applications from members of the emergency services
Courtney Boyce from financebroker.com ticks both boxes.

Courtney is a practising Finance Broker and a practising firefighter. So she understands the highs and lows of working for the emergency services. She also knows how lenders want emergency services personnel to structure their loan applications.

Whether you’re a police officer, a firefighter or a paramedic, Courtney can help you with:

  • Home loans
  • Construction loans
  • Refinancing
  • Car loans
  • Personal loans

Contact Courtney Boyce on courtney@fbm.com.au or 0411 072 479.

If you work in the emergency services and you need a loan

Our Finance Brokers can help. To discuss your options, contact us on 1300 326 352 or make an enquiry below.


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