http://financebroker.com Tue, 17 Mar 2009 14:51:24 +0000 http://backend.userland.com/rss092 en Methods of capitalization: A company raises money from investors in two ways: 1. Issue stock (equity securities): An investor in stock is considered an owner of a company. Stock holders have Limited Liability . When a company issues stock it does not owe money to investors . 2. Issue bonds. ... http://financebroker.com/equities-basics/ Dividends are declared at the discretion of the BOARD OF  DIRECTORS May be in the following forms: cash property (typically shares of a subsidiary). stock dividends (above 25% would typically be a split). products of the company .   Important Dates that Pertain to Dividends: Declaration Date : The declaration date is set by the BOARD OF ... http://financebroker.com/stock-dividend-basics/ REGULAR WAY SETTLEMENT . On the "settlement date", the buyer will be listed on the books of the transfer agent as the new owner. The seller would no longer own the stock. All "regular way" stock transactions settle on the third business day after the trade date (T + 3). Be ... http://financebroker.com/stock-settlement-basics/ As mentioned in a prior lesson, all common shareholders are entitled to vote on various issues, including the election of the corporation's Board of directors. The number of votes a shareholder is entitled to is a function of the number of shares he has and the number of vacancies on ... http://financebroker.com/common-shareholder-voting-methods/ Risk Management Risk Management is the process of identifying, measuring, and treating exposures to potential loss. Key Terms  Understanding the key terms is vital to the understanding of risk management. Risk  Risk is the uncertainty of financial loss.  The term is used to designate the insured or a peril insured against.  Example:  Because we live, ... http://financebroker.com/risk-management-terms-and-definitions/ Below we describe the types of shares issued by a corporation during an IPO (Initial Public Offering).  Authorized Shares: Shares the corporation is allowed to issue based on the Corporate Charter. Unissued Shares: Portion of authorized shares not yet sold to the public. Shelf registration = shares may be kept on registration for up to ... http://financebroker.com/types-of-shares/ Common shareholders have six basic rights, they are as follows:  1. Right to vote: Things to vote on: alterations to Corporate Charter . mergers and acquisitions. financial reorganizations . stock splits. (forward and reverse) . issuing convertible bonds or preferred stock . (recapitalization) . issuing stock options to officers on a preferential basis . board of directors. ... http://financebroker.com/rights-of-the-common-shareholder/ Definitions already revolved within the last 100 years. How’d you look on retirement will affect the investments and planning. Recent economic situations will be playing role. When you view retirement like an operation, to start earlier and plan, its possible reconciling the values as well as priorities having available support ... http://financebroker.com/retirement-explained-in-detail/ A senior citizen, who doesn’t have plans in retirements, they’re looking for additional cash nowadays. It seems that there’s shortage in opportunities. However there’s a hidden wallet in which a person can take out few cash opportunity. How much will you need for a satellite box? Every month you’ll be charge ... http://financebroker.com/finding-money-during-recession-retirement-suggestions/ A very crucial factor during your start is in retirement planning; to make sure you can compare the super funds in the industry funds. An important reason why its in demand is due to the modeling via the superannuation company known as the Superratings, is showing industry funds member are ... http://financebroker.com/planning-retirement-retire-with-confidence/